Ezra Herzog, Affordable Care Act

Don Farquharson Editor:  Gary Buffon
Week of September 12, 2013

President Jim welcomed everyone to the friendly El Cerrito Rotary Club, the flag salute was led by Allen and the thought for the day was provided by Gary B.

Upcoming Club speakers and Board meetings schedule:

  • Rotary Club Board Meeting Sept 17 – please RSVP to President Jim regarding your attendance and agenda items
  • Sept 19 – Linda Yuan and Josh Ko EC Interact members will tell us about their Camp Royal experience
  • Sept 26 – Fellowship day
  •  Oct 3 – Gary Buffon – Growing Up in the High Desert

Special Presentation:  Don was asked to come forward and President Jim presented him with a special award recognizing him for providing excellent work as the club controller for the past six years.  Don was given a standing ovation by his fellow Rotarians.


  • Karen gave us a status update on the posters MDA provided for our PR efforts for the wine tasting.  She held one of the great posters provided for us to see. The last day to sign up as an event sponsor is Sept. 19th, next week.
  • Gary B announced that Interact club will be hosting the Interact District Conference in Nov either the 9th or 10th or 17th at El Cerrito High School.  More info in a week or so
  • Nancy announced the Mechanics Bank in El Cerrito will be holding a mixer on Oct 24th

Happy Dollars:

Karen NierlichLee is happy for the America’s Cup races being shown on a theater screen in Alameda and entry is free.  Sal is happy about the Solano Stroll and thanked Allen for the great venue.  Sal gave us a brief review of what the Rotary booths were doing.  Marty is happy that his shop was painted by Gateview Painting.  Nobuko is happy that Lee responded to her phone call for help by making a house call when her cat got ill.

Jack is happy that when he visited all of the BARSHEEP club that everyone had praise for the ECHS Interact Club we sponsor.  John is happy he was taken to Cal Bears football game by his kids and had a good time.  Michael is happy his house remodel is underway and it is being done by Collins Construction which is owned by Larry Sanchez. Tracy is happy about the praise that Mark and Cindi Scott receive from the RotoCare folks for the great dinner they were provided.

Sgt at Arms Steve:

Being short of time today Steve simply brought two SF Chronicle articles that had Rotarian’s names in them.  We knew who the Rotarians were – Allen Cain and Jon Vicars but we did not know how many times their names were mentioned in the article so that cost us all $5.

Today’s Program:

President Jim introduced Ezra Herzog to speak to us about the Affordable Care Act — also known as Obamacare.  Ezra provided us a summary of the impact that the new law will have on both individual health coverage as well as business coverage. Some of the major changes are that the actuarial table will nolonger be used  and people who are uninsurable now will be able to buy coverage. Another difference is that all are required to buy coverage, so after the enrollment period, those without coverage will face penalties. However there are new subsidies and support for those with lower incomes to either cover them or pay part of their coverage. As today, those in companies with 50 or more employees are covered by their employers. He gave us info on the California Exchange, called Covered California and how it may work. Thanks Ezra for speaking to us today.

Today’s Lottery Winners:

Don had his ticket drawn and won the bottle of wine.  Jack had his ticket pulled for the marble drawing and selected the golden marble willing the $75 pot.  Next week the pot will be $50.

Thought for the Week:

The penalty of success is to be bored by the attentions of people who formerly snubbed you.
-M. W. Little